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Anyone living in San José and is available to do something
today is urged to call or email their city council representative to
ask their position on payday lenders (legalized loan sharking) and
encourage them to do the following two things. Whether or not you
live in San José, if you have the time to attend a City Council
meeting at 6:30 PM today, that would be great; there will be a vote
on this issue. <br>
<br>
<br>
1. Oppose these predatory practices with their vote on
item 3a on TODAY's San José City Council agenda (<a
href="http://www.sanjoseca.gov/planning/hearings/PC/2012/Agenda/0425.pdf">www.sanjoseca.gov/planning/hearings/PC/2012/Agenda/0425.pdf</a>).
(The wording of the resolution is so convoluted I can't figure out
if we should ask them to vote for or against the resolution, but
asking them to oppose payday lending should cover it.) <br>
<br>
<br>
2. Oppose any new business or renewing any contracts
with financial institutions involved in payday lending. This
includes Wells Fargo, which makes money from payday loans (<a
href="http://showdowninamerica.org/files/payday-final-091410.pdf">http://showdowninamerica.org/files/payday-final-091410.pdf</a>)
AND from the City of San José (<a
href="http://www.sanjoseca.gov/clerk/ORDS_RESOS/reso_75471.pdf">http://www.sanjoseca.gov/clerk/ORDS_RESOS/reso_75471.pdf</a>).
<br>
<br>
<br>
If you don't know which district you are in, that is available
at "<a
href="http://www.sanjoseca.gov/planning/data/council_dist/default.asp">http://www.sanjoseca.gov/planning/data/council_dist/default.asp</a>"
(click "all districts" at the right). Then go to "<a
href="http://www.sanjoseca.gov/council.asp">http://www.sanjoseca.gov/council.asp</a>"
to get contact information. Below please find an email I just
sent. <br>
<br>
<br>
Thanks, <br>
Spencer <br>
<br>
<br>
to: <a class="moz-txt-link-abbreviated" href="mailto:pierluigi.oliverio@sanjoseca.gov">pierluigi.oliverio@sanjoseca.gov</a>, <a class="moz-txt-link-abbreviated" href="mailto:mayoremail@sanjoseca.gov">mayoremail@sanjoseca.gov</a><br>
<br>
<br>
Subject: Payday lending? <br>
<br>
<br>
Dear Mr. Oliverio and Mayor Reed: <br>
<br>
<br>
What is your position on payday lenders? <br>
<br>
<br>
The information I've received suggest that they are legalized
loan sharks, further impoverishing some of the poorest of San José's
residents. I urge you to oppose these practices in two areas: <br>
<br>
<br>
1. Oppose these predatory practices with their vote on
item 3a on TODAY's San José City Council agenda (<a
href="http://www.sanjoseca.gov/planning/hearings/PC/2012/Agenda/0425.pdf">www.sanjoseca.gov/planning/hearings/PC/2012/Agenda/0425.pdf</a>).
(The wording of the resolution is so convoluted I can't figure out
if we should ask them to vote for or against the resolution, but
asking them to oppose payday lending should cover it.) <br>
<br>
<br>
2. Oppose any new business or renewing any contracts
with financial institutions involved in payday lending. This
includes Wells Fargo, which makes money from payday loans (<a
href="http://showdowninamerica.org/files/payday-final-091410.pdf">http://showdowninamerica.org/files/payday-final-091410.pdf</a>)
AND from the City of San José (<a
href="http://www.sanjoseca.gov/clerk/ORDS_RESOS/reso_75471.pdf">http://www.sanjoseca.gov/clerk/ORDS_RESOS/reso_75471.pdf</a>).
<br>
<br>
<br>
Thanks, <br>
Spencer Graves<br>
<br>
########################### background email: <br>
<br>
<br>
-------- Original Message --------
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<th align="RIGHT" nowrap="nowrap" valign="BASELINE">Subject: </th>
<td>[occupy-san-jose] San Jose Action--TONIGHT</td>
</tr>
<tr>
<th align="RIGHT" nowrap="nowrap" valign="BASELINE">Date: </th>
<td>Wed, 25 Apr 2012 10:34:42 -0700</td>
</tr>
<tr>
<th align="RIGHT" nowrap="nowrap" valign="BASELINE">From: </th>
<td>iq4rent <a class="moz-txt-link-rfc2396E" href="mailto:iq4rent@hotmail.com"><iq4rent@hotmail.com></a></td>
</tr>
<tr>
<th align="RIGHT" nowrap="nowrap" valign="BASELINE">Reply-To:
</th>
<td><a class="moz-txt-link-abbreviated" href="mailto:occupy-san-jose@googlegroups.com">occupy-san-jose@googlegroups.com</a></td>
</tr>
<tr>
<th align="RIGHT" nowrap="nowrap" valign="BASELINE">To: </th>
<td><a class="moz-txt-link-rfc2396E" href="mailto:occupy-san-jose@googlegroups.com"><occupy-san-jose@googlegroups.com></a>, James
<a class="moz-txt-link-rfc2396E" href="mailto:hobredo@gmail.com"><hobredo@gmail.com></a></td>
</tr>
</tbody>
</table>
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Join ACCE and others at the SJ city council to restrict predatory
payday loan establishments. Payday lenders (legalized loan sharks)
are more predominant in lower income areas and minority areas and
prey on the the economic shortcomings of these people. Payday
lenders are backed by the big banks, particularly Wells Fargo and
we all know how much we love them. Check out this great report I
found from the National People's Action (I haven't done all the
fact checking yet):
<a moz-do-not-send="true"
href="http://showdowninamerica.org/files/payday-final-091410.pdf">http://showdowninamerica.org/files/payday-final-091410.pdf</a>
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<div>People asked for actions to do "IN" San Jose, so here ya go
:)</div>
<div><br>
</div>
<div><br>
</div>
<div>Item 3a on the agenda. See you at 6:30 @ OSJ (city hall)</div>
<div><br>
</div>
<div><a moz-do-not-send="true"
href="http://www.sanjoseca.gov/planning/hearings/PC/2012/Agenda/0425.pdf">http://www.sanjoseca.gov/planning/hearings/PC/2012/Agenda/0425.pdf</a>
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