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<div class="moz-cite-prefix">Hi, Warner, et al.: <br>
<br>
<br>
Can we have a presentation by David Merritt, 7 - 7:30?
David is suing Bank of America, Wells Fargo, Chase and others over
a predatory loan contract he and his wife signed under duress.
They were promised a 30-year mortgage at between 1 and 3 percent
interest. Then deadlines were manipulated to present them with
the choice of signing a contract without reading or forfeit their
down payment, the home they were buying AND be sued for $730,000.
They signed. Later they learned that the actual contract
effectively tripled their total obligation. Their case seems to
be typical of the predatory practices that have cut in half the
net worth of the minority community in the US over the past few
years. Most victims have meekly accepted their fate. The few who
have sued have settled in 9 months or less -- except David and
Salma Merritt. David, not an attorney but representing himself,
has kept his case alive in Santa Clara County Superior Court for 3
years. During this period, he has won on appeal reversals of some
decisions that went against him. I'm hoping we can clone what
David has done a few million times over and force District
Attorneys and Attorneys General to proceed with honest criminal
complaints against senior banking executives and not accept the
"negotiated settlements" that have become the norm since the end
of the prosecutions that came out of the Savings and Loan scandal
20 years ago. <br>
<br>
<br>
Best Wishes, <br>
Spencer <br>
<br>
<br>
On 8/19/2012 3:53 PM, <a class="moz-txt-link-abbreviated" href="mailto:WB4D23@aol.com">WB4D23@aol.com</a> wrote:<br>
</div>
<blockquote cite="mid:fb92.b59cd7f.3d62c85f@aol.com" type="cite">
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style="LETTER-SPACING: 0.05pt">ep</span>o<span
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style="LETTER-SPACING: 0.05pt">Ji</span>m<span
style="LETTER-SPACING: -0.05pt"> </span>Do<span
style="LETTER-SPACING: -0.05pt">y</span>le<span
style="LETTER-SPACING: -0.2pt"> </span>(5 m<span
style="LETTER-SPACING: 0.05pt">i</span>nut<span
style="LETTER-SPACING: 0.05pt">e</span>s)<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 14pt; MARGIN: 0in 0in 0pt;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
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mso-bidi-font-family: Cambria"><o:p> </o:p></span></p>
<p style="LINE-HEIGHT: 14pt; MARGIN: 0in 0in 0pt;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; FONT-SIZE: 14pt;
mso-bidi-font-family: Cambria">County Council Reports
– Discussions and actions taken since last month’s
General Membership meeting (10 minutes) <o:p></o:p></span></p>
<p style="LINE-HEIGHT: 14pt; MARGIN: 0in 0in 0pt;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
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<p style="LINE-HEIGHT: 14pt; MARGIN: 0in 0in 0pt;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; FONT-SIZE: 14pt;
mso-bidi-font-family: Cambria">Status Report on
Foreclosures Program – Spencer Graves (10 minutes)<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 14pt; MARGIN: 0in 0in 0pt;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; FONT-SIZE: 14pt;
mso-bidi-font-family: Cambria">September 15<sup>th</sup>
at<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.9pt 0in 0pt;
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<p style="LINE-HEIGHT: normal; MARGIN: 0in 55.15pt 0pt
6pt; TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none" class="MsoNormal"><span
style="FONT-FAMILY: 'Cambria','serif'; FONT-SIZE:
14pt; mso-bidi-font-family: Cambria">County Polling
Discussions<span style="LETTER-SPACING: -0.25pt"> </span>–
Wa<span style="LETTER-SPACING: -0.05pt">r</span>n<span
style="LETTER-SPACING: 0.05pt">e</span>r<span
style="LETTER-SPACING: -0.2pt"> </span>Bloo<span
style="LETTER-SPACING: -0.05pt">m</span><span
style="LETTER-SPACING: 0.05pt">be</span><span
style="LETTER-SPACING: -0.05pt">r</span>g<span
style="LETTER-SPACING: -0.15pt"> </span><span
style="LETTER-SPACING: 0.1pt">(</span><span
style="LETTER-SPACING: -0.05pt">30</span><span
style="LETTER-SPACING: -0.1pt"> </span>min<span
style="LETTER-SPACING: -0.05pt">u</span>tes)<span
style="LETTER-SPACING: 2.45pt"> See summary of
ballot measures following the draft agenda/Also
report(s) from County Council Members re discussions
on the Standing General Assembly email lists</span><o:p></o:p></span></p>
<p style="LINE-HEIGHT: 14pt; MARGIN: 0in 0in 0pt;
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mso-bidi-font-family: Cambria"><o:p> </o:p></span></p>
<p style="LINE-HEIGHT: 100%; TEXT-INDENT: -30.6pt; MARGIN:
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mso-pagination: none; mso-layout-grid-align: none;
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style="LETTER-SPACING: -0.15pt"> </span>stat<span
style="LETTER-SPACING: -0.05pt">u</span>s<span
style="LETTER-SPACING: -0.1pt"> </span>of<span
style="LETTER-SPACING: -0.15pt"> </span>tabling<span
style="LETTER-SPACING: -0.05pt"> </span>s<span
style="LETTER-SPACING: -0.05pt">u</span><span
style="LETTER-SPACING: 0.05pt">pp</span>lies<span
style="LETTER-SPACING: -0.2pt"> </span>--<span
style="mso-tab-count: 1"> </span>(<span
style="LETTER-SPACING: -0.05pt">1</span>0<span
style="LETTER-SPACING: -0.25pt"> </span><span
style="LETTER-SPACING: 0.05pt">M</span>in<span
style="LETTER-SPACING: -0.05pt">u</span>tes) Ballot
Measures Positions Leaflets?<span style="mso-spacerun:
yes"> </span>Jill Stein Literature?<span
style="mso-spacerun: yes"> </span>Other items? <o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 1pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; FONT-SIZE: 14pt;
mso-bidi-font-family: Cambria"><o:p> </o:p></span></p>
<p style="LINE-HEIGHT: 100%; MARGIN: 0in 233.8pt 0pt 6pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; tab-stops: 171.0pt"
class="MsoNormal"><span style="LINE-HEIGHT: 100%;
FONT-FAMILY: 'Cambria','serif'; COLOR: black;
FONT-SIZE: 14pt; mso-bidi-font-family: Cambria">Plans
<span style="LETTER-SPACING: -0.05pt">f</span>or<span
style="LETTER-SPACING: -0.2pt"> Fall</span><span
style="LETTER-SPACING: -0.1pt"> </span><span
style="LETTER-SPACING: -0.05pt">T</span>a<span
style="LETTER-SPACING: 0.05pt">b</span>ling<span
style="LETTER-SPACING: -0.1pt"> </span>--<span
style="mso-tab-count: 1"> </span>(<span
style="LETTER-SPACING: 0.1pt">1</span>5<span
style="LETTER-SPACING: -0.25pt"> </span><span
style="LETTER-SPACING: 0.05pt">M</span>in<span
style="LETTER-SPACING: -0.05pt">u</span>tes) <o:p></o:p></span></p>
</div>
<span style="LINE-HEIGHT: 100%; FONT-FAMILY:
'Cambria','serif'; COLOR: black; FONT-SIZE: 14pt;
mso-bidi-font-family: Cambria; mso-fareast-font-family:
'Times New Roman'; mso-fareast-theme-font: minor-fareast;
mso-ansi-language: EN-US; mso-fareast-language: EN-US;
mso-bidi-language: AR-SA"><br style="PAGE-BREAK-BEFORE:
always; mso-break-type: section-break" clear="all">
</span>
<p style="LINE-HEIGHT: 10pt; MARGIN: 0in 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; COLOR: black; FONT-SIZE: 14pt;
mso-bidi-font-family: Cambria"><o:p> </o:p></span></p>
<p style="LINE-HEIGHT: normal; MARGIN: 0in -1pt 0pt 5pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none" class="MsoNormal"><span
style="FONT-FAMILY: 'Cambria','serif'; COLOR: black;
FONT-SIZE: 14pt; mso-bidi-font-family: Cambria">(2<span
style="LETTER-SPACING: -0.15pt"> </span><span
style="LETTER-SPACING: 0.05pt">H</span>ou<span
style="LETTER-SPACING: -0.05pt">r</span>s<span
style="LETTER-SPACING: -0.3pt"> x</span><span
style="LETTER-SPACING: -0.2pt"> </span><span
style="LETTER-SPACING: 0.05pt">M</span>in<span
style="LETTER-SPACING: -0.05pt">u</span>tes<span
style="LETTER-SPACING: -0.15pt"> </span><span
style="LETTER-SPACING: 0.05pt">E</span><span
style="LETTER-SPACING: -0.1pt">s</span>ti<span
style="LETTER-SPACING: -0.05pt">m</span>ated<span
style="LETTER-SPACING: -0.1pt"> </span><span
style="LETTER-SPACING: -0.05pt">Cu</span>m<span
style="LETTER-SPACING: -0.05pt">u</span>lati<span
style="LETTER-SPACING: -0.05pt">v</span>e<span
style="LETTER-SPACING: -0.1pt"> </span><span
style="LETTER-SPACING: -0.05pt">T</span><span
style="LETTER-SPACING: 0.15pt">i</span>mes.<span
style="LETTER-SPACING: 2.45pt"> </span>Goal:<span
style="LETTER-SPACING: 2.4pt"> </span><span
style="LETTER-SPACING: -0.05pt">Ad</span><span
style="LETTER-SPACING: 0.05pt">j</span>o<span
style="LETTER-SPACING: -0.05pt">ur</span>n<span
style="LETTER-SPACING: -0.2pt"> </span><span
style="LETTER-SPACING: 0.05pt">b</span>y <span
style="LETTER-SPACING: -0.05pt">9:3</span>0<span
style="LETTER-SPACING: -0.15pt"> </span><span
style="LETTER-SPACING: 0.05pt">p</span>m)<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; COLOR: black; FONT-SIZE: 13pt;
mso-bidi-font-family: Cambria"><o:p> </o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Cambria','serif'; COLOR: black; FONT-SIZE: 13pt;
mso-bidi-font-family: Cambria">The GPSCC did not
organize a study session regarding the November ballot
measures between last month’s meeting and this month’s
meeting.<span style="mso-spacerun: yes"> </span>Below
is a copy of an email posted to the CCWG email list from
the GPLAC study group.<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt">>Date:
Sat, 28 Jul 2012 11:23:38 -0400 (EDT)<br>
>From: <a class="moz-txt-link-abbreviated" href="mailto:denise@panix.com">denise@panix.com</a><br>
>Subject: Please Read - Our Endorsements re the
November election<br>
><br>
>This is from our endorsement committee and our
voting members will <br>
>be making the final decision at our next meeting.<span
style="mso-spacerun: yes"> </span>Please read:<br>
><br>
>July 21, 2012 12-5pm LA GREENS ENDORSEMENT MEETING<br>
>The following is the recommendations of our
endorsement committee. <br>
>The next step is the full vote of the LA Greens
membership at our <br>
>next meeting in order to finalize the
recommendations and publish <br>
>them on our website. We may also produce flyers to
hand out at <br>
>neighborhood events.<br>
>Attending: Derek Iversen, Kamran Ghasri, Linda
Piera-Avila, Bruce <br>
>Campbell and Denise Robb. At 2pm Lisa Taylor joined
us. Jennifer <br>
>Epps arrived from SAFE to give us information about
Prop 34.<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt"><br>
>PROP 30 Education Taxes YES WITH RESERVATIONS
unanimous.<br>
>We decided to endorse both Prop 30 and Prop 38. Prop
30 is <br>
>Governors Browns tax on the wealthy as well as a
one-quarter percent <br>
>additional sales tax to fund education and public
safety. Our <br>
>reservations was that Prop 30 lumps in other things
besides <br>
>education like public safety. We dont dislike cops
in general <br>
>(except the ones that brutalize people). We just
generally prefer <br>
>more education funding to police funding. (However
under prison <br>
>re-alignment, there are serious safety concerns
unless the state can <br>
>provide some funds to counties and other localities
to watch over <br>
>the 38,000 felons who will be transferred or
released from state <br>
>prison in coming months.) Also, the regressive sales
tax was a <br>
>concern. But it funds K-12 as well as community
colleges and would <br>
>prevent the state from hurtling off a fiscal cliff.
(Education is <br>
>in dire straits with furloughs, layoffs and
community college <br>
>classes being cut left and right.)<br>
>Proposition 38 is wealthy Pasadena attorney (and
human rights <br>
>advocate) Molly Mungers education proposition that
uses a <br>
>progressive income tax to fund only education. It
increases money <br>
>for poor and disabled children as well. While
Mungers will bring in <br>
>$10 billion, Browns will bring in only $8 billion.
Our reservations <br>
>with Mungers initiative are that the progressive
income tax begins <br>
>with individuals who make only $7,000 a year
(approximately $28 <br>
>more), as well as the argument by many state
political observers <br>
>that California voters simply will not vote for more
than one tax increase.<br>
><br>
>PROPOSITION 31 STATE BUDGET We didnt completely
understand <br>
>it. The organizations that support it such as Common
Cause are good <br>
>groups and Howard Jarvis Taxpayers Association
opposes it, which <br>
>would indicate it is likely to be a good reform
measure. But we <br>
>couldnt wrap our brains around it. Kamran gave an in
depth analysis <br>
>but we dont know what to do. The parts about
decentralization, <br>
>shifting balance of power sound good. The parts
about hamstringing <br>
>the legislature in terms of budget decisions may
slow the budgeting <br>
>process down even further. It gives the Governor a
lot of power to <br>
>declare a fiscal emergency and cut the budget
unilaterally. The <br>
>unilateral power to the governor is our biggest
concern. We say NO.<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt"><br>
>Prop 32 NO. Union - Prohibits Political
Contributions We hated <br>
>this initiative. It is another nail in the coffin
for unions. The <br>
>funders are sketchy organizations and the opposition
is every union <br>
>you could imagine.<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt"><br>
>Prop 33 Auto Insurance. Instead of good driver
discounts on car <br>
>insurance it offers discounts to good payers meaning
that if you <br>
>have already had car insurance you will get a
discount. But for <br>
>those who are poor or for some reason had a lapse in
coverage, their <br>
>rates will be higher. There is an exemption for
those who serve in <br>
>military or an exemption for 18 months within five
years of <br>
>unemployment. It punishes people who have had
trouble <br>
>obtaining/affording car insurance by making them pay
more when they <br>
>finally can afford it again. We hate this one. They
act like <br>
>they’re doing us a favor with this initiative but
its another <br>
>corporate sponsored piece of crap where insurance
companies are <br>
>trying to use this law to make more money for
themselves. Please vote NO.<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt"><br>
>PROP 34 Repeal Death Penalty: UNANIMOUS YES!<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
mso-layout-grid-align: none; mso-line-height-rule:
exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt"><br>
>Prop 35 Human Trafficking Vote: 5 yesses, and 1
abstain til <br>
>further information is obtained.<br>
><br>
>There are 27 million slaves in the world today, many
of whom are sex <br>
>slaves. Los Angeles is a big hub for human sex
trafficking. The <br>
>internet is one easy way the criminals lure women.
It prevents the <br>
>person trafficked from being victimized for their
past, protects <br>
>minors and many other positive changes. The
arguments made against <br>
>this proposition were with regard to civil liberties
and concerns <br>
>that this involves the monitoring of traffickers
internet activity.<br>
><br>
>Prop. 36 Amend Three Strikes You’re Out. Can’t be
thrown in jail for <br>
>a non-violent third strike. Unanimous. YES YES YES.<br>
><br>
>Prop 37 Genetically modified foods. A woman in
Chico, California <br>
>had a dream to put an initiative to label
genetically engineered <br>
>food in California. She got Organic Consumers
Association and <br>
>Center for Food Safety and others to work out the
wording and put <br>
>this on the ballot. Requires labeling on raw or
processed foods <br>
>offered for retail sale (including g.e. animals)
which are entirely <br>
>or partially genetically engineered using
recombinant DNA <br>
>technology. Restaurants and bars are exempt from the
ordinance which <br>
>would take effect on July 1st, 2014. Enthusiastic
YES!<o:p></o:p></span></p>
<p style="LINE-HEIGHT: 13pt; MARGIN: 0.6pt 0in 0pt;
TEXT-AUTOSPACE: ; mso-pagination: none;
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exactly" class="MsoNormal"><span style="FONT-FAMILY:
'Arial','sans-serif'; COLOR: black; FONT-SIZE: 10pt"><br>
>PROP 38 Education Taxes YES WITH RESERVATIONS 3 said
yes with <br>
>reservations, 1 said neutral/abstain and another
said no. vote:<br>
><br>
>Prop 39 Tax Treatment Multistate business. No one
has formed to <br>
>oppose this at the time of this writing.<br>
>There was not an historic tax break for these
multi-state companies, <br>
>but the GOP extracted the break during budget
negotiations between <br>
>the Legislature and Arnold back in the '00s. Passing
Prop. 39 will <br>
>add $550 million for energy efficiency and clean
energy jobs in <br>
>California for each of the first 5 years, while that
same amount <br>
>would go toward the battered state budget. (All
proceeds relating <br>
>to closing the corporate tax loophole would go to
the state budget <br>
>after the 5-year period). Due to the Prop. 98 state
budget formula, <br>
>about $225 million of the $550 million going to the
state budget <br>
>would go to fund K-Community College education in
the first 5 years <br>
>(with the education funding increasing to about $500
million after 2017-2018).<br>
>This closes the out-of-state corporate tax loophole.
We recommend <br>
>YES (unanimous).<br>
><br>
>Prop 40. Redistricting<br>
>YES. Boy, is this complicated. But we will try to
explain it here. <br>
>Initially, this was a proposition that would have
undone the good <br>
>work done by the independent citizens redistricting
commission who <br>
>got rid of the gerrymandered districts and redrew
the boundaries for <br>
>state legislature and California congressional
seats. The <br>
>Republican Party was very unhappy with the results
of the redrawing <br>
>of the districts so they put this on the ballot.
After it qualified <br>
>for the ballot, the California Supreme Court upheld
the state senate <br>
>districts and said the lines were fine and it was
done in compliance <br>
>with the Voting Rights Act. But it’s still on the
ballot so in order <br>
>to keep the maps, we have to vote YES. Heres why:
Since this is a <br>
>referendum, its a little different than your average
<br>
>proposition. Its the reverse of an initiative in
terms of <br>
>voting. A referendum means you are undoing a piece
of legislation. <br>
>Voters are asked to either enact legislation or a
constitutional <br>
>amendment (that has already been voted on by the
voters or by the <br>
>legislature) in which case you would say YES keep
the <br>
>legislation. This is even odder, however, because
you are asked to <br>
>uphold not legislation but MAPS drawn by the
commission. If you <br>
>want to repeal the maps you would vote NO. We do not
recommend <br>
>repealing the work of the independent commission, so
you need to <br>
>vote YES to uphold the maps that were already drawn
by the <br>
>commission. Hanging in the balance are a few seats
that may switch <br>
>from Republican to Democratic. Not because of
politics but because <br>
>the independent commission determined the actual
boundaries and they <br>
>happened to include more Democrats than Republicans.
This could give <br>
>Democrats the 2/3 majority they have long sought in
order to pass a <br>
>tax increase. Please vote YES.<br>
><o:p></o:p></span></p>
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<pre wrap="">_______________________________________________
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<a class="moz-txt-link-freetext" href="http://lists.cagreens.org/cgi-bin/mailman/listinfo/sosfbay-discuss">http://lists.cagreens.org/cgi-bin/mailman/listinfo/sosfbay-discuss</a></pre>
</blockquote>
<br>
<br>
<pre class="moz-signature" cols="72">--
Spencer Graves, PE, PhD
President and Chief Technology Officer
Structure Inspection and Monitoring, Inc.
751 Emerson Ct.
San José, CA 95126
ph: 408-655-4567
web: <a class="moz-txt-link-abbreviated" href="http://www.structuremonitoring.com">www.structuremonitoring.com</a>
</pre>
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