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    <div class="moz-cite-prefix">Hi, John:  Thanks for the report.  I've
      found it interesting (and if I hadn't, I would not have taken the
      time to read it ;-).  Spencer <br>
      <br>
      <br>
      On 3/14/2014 7:22 AM, John Thielking wrote:<br>
    </div>
    <blockquote
      cite="mid:1394806938.63235.YahooMailNeo@web161901.mail.bf1.yahoo.com"
      type="cite">
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        <div><span>After giving this some more thought I have decided to
            join the ranks of the "unbanked" rather than continue with
            Chase. I'm in a unique position in that I get most of my
            income through SSDI deposited onto a Direct Express debit
            card run by Comerica Bank. I have various prepaid debit
            cards and bitcoin accounts that I can use as "savings
            accounts". I can pay cash at the Post Office for any
            "checks" that I need to put in the mail or give to my
            landlords. The main thing I need to be sure of before
            closing my Chase account is to verify that I can get my
            Paypal account to function without using funds from my Chase
            account and that Netflix billing is functioning using one of
            my prepaid debit cards. So by no later than mid April 2014 I
            anticipate being able to close my Chase account. Sorry if I
            seemed to waste everyone's time on this e-mail list with my
            endless personal troubles with Chase.<br>
          </span></div>
        <div><br>
        </div>
        <div>John Thielking<br>
        </div>
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            <div dir="ltr">
              <hr size="1"> <font face="Arial" size="2"> <b><span
                    style="font-weight:bold;">From:</span></b> John
                Thielking <a class="moz-txt-link-rfc2396E" href="mailto:pagesincolor@yahoo.com"><pagesincolor@yahoo.com></a><br>
                <b><span style="font-weight: bold;">To:</span></b> John
                Thielking <a class="moz-txt-link-rfc2396E" href="mailto:pagesincolor@yahoo.com"><pagesincolor@yahoo.com></a>; Tian Harter
                <a class="moz-txt-link-rfc2396E" href="mailto:tnharter@aceweb.com"><tnharter@aceweb.com></a>;
                <a class="moz-txt-link-rfc2396E" href="mailto:sosfbay-discuss@cagreens.org">"sosfbay-discuss@cagreens.org"</a>
                <a class="moz-txt-link-rfc2396E" href="mailto:sosfbay-discuss@cagreens.org"><sosfbay-discuss@cagreens.org></a> <br>
                <b><span style="font-weight: bold;">Sent:</span></b>
                Thursday, March 13, 2014 9:18 PM<br>
                <b><span style="font-weight: bold;">Subject:</span></b>
                Re: [GPSCC-chat] Problems With Chase Bank<br>
              </font> </div>
            <div class="y_msg_container"><br>
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                  <div
                    style="color:#000;background-color:#fff;font-family:HelveticaNeue,
                    Helvetica Neue, Helvetica, Arial, Lucida Grande,
                    sans-serif;font-size:18pt;">Tian,<br clear="none">
                    <br clear="none">
                    After mulling over your tale of Chase denying you a
                    particular deposit I'm inclined to send
                    esilverbullet a USPS money order instead of a
                    personal check from Chase. It might be nice to see
                    how deep the "fraud alert" rabbit hole goes if Chase
                    claimed that my check "bounced" even though I had
                    more than enough in the account to cover it, but I
                    don't want to stretch the generosity of the
                    esilverbullet people any more than I already have
                    with their giving me an extra 2 weeks to make the
                    payment if the payment is for 6 months worth of
                    billing. <br clear="none">
                    <div><span><br clear="none">
                      </span></div>
                    <div>John Thielking<br clear="none">
                    </div>
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                            <hr size="1"> <font face="Arial" size="2">
                              <b><span style="font-weight:bold;">From:</span></b>
                              John Thielking
                              <a class="moz-txt-link-rfc2396E" href="mailto:pagesincolor@yahoo.com"><pagesincolor@yahoo.com></a><br
                                clear="none">
                              <b><span style="font-weight:bold;">To:</span></b>
                              Tian Harter <a class="moz-txt-link-rfc2396E" href="mailto:tnharter@aceweb.com"><tnharter@aceweb.com></a>;
                              <a class="moz-txt-link-rfc2396E" href="mailto:sosfbay-discuss@cagreens.org">"sosfbay-discuss@cagreens.org"</a>
                              <a class="moz-txt-link-rfc2396E" href="mailto:sosfbay-discuss@cagreens.org"><sosfbay-discuss@cagreens.org></a> <br
                                clear="none">
                              <b><span style="font-weight:bold;">Sent:</span></b>
                              Thursday, March 13, 2014 11:21 AM<br
                                clear="none">
                              <b><span style="font-weight:bold;">Subject:</span></b>
                              Re: [GPSCC-chat] Problems With Chase Bank<br
                                clear="none">
                            </font> </div>
                          <div class="yiv9805914110y_msg_container"><br
                              clear="none">
                            <div id="yiv9805914110">
                              <div>
                                <div
                                  style="color:#000;background-color:#fff;font-family:HelveticaNeue,
                                  Helvetica Neue, Helvetica, Arial,
                                  Lucida Grande,
                                  sans-serif;font-size:18pt;">I'm going
                                  to close my Chase account just as soon
                                  as I successfully open a checking
                                  account at a credit union when I move
                                  to Eugene. The only problem is I tried
                                  to open a checking account at Tech CU
                                  in San Jose and they turned me down
                                  for an alleged "derogatory" Chex
                                  Systems report. When I wrote to Chex
                                  Systems to get my consumer report and
                                  score it came back clean, with a score
                                  of 760 or so out of a possible 999.  I
                                  talked to my Legal Shield Identity
                                  Theft Plan people and they said that
                                  banks sometimes get the Chex Systems
                                  report through a third party such as
                                  Experian. So who knows what kind of
                                  negative info Experian dredged up and
                                  added to the report since I have bad
                                  credit. Bad credit is not supposed to
                                  dramatically affect your Chex Systems
                                  report<br clear="none">
                                  <div><span>at least in theory.  A year
                                      ago I opened a checking account at
                                      Citibank with no problems.
                                      Unfortunately they don't have a
                                      branch in Eugene so I closed that
                                      account already.<br clear="none">
                                    </span></div>
                                  <div style="color:rgb(0, 0,
                                    0);font-size:24px;font-family:HelveticaNeue,
                                    Helvetica Neue, Helvetica, Arial,
                                    Lucida Grande,
                                    sans-serif;background-color:transparent;font-style:normal;"><br
                                      clear="none">
                                    <span></span></div>
                                  <div style="color:rgb(0, 0,
                                    0);font-size:24px;font-family:HelveticaNeue,
                                    Helvetica Neue, Helvetica, Arial,
                                    Lucida Grande,
                                    sans-serif;background-color:transparent;font-style:normal;"><span>John
                                      Thielking</span></div>
                                  <div style="color:rgb(0, 0,
                                    0);font-size:24px;font-family:HelveticaNeue,
                                    Helvetica Neue, Helvetica, Arial,
                                    Lucida Grande,
                                    sans-serif;background-color:transparent;font-style:normal;"><br
                                      clear="none">
                                    <span></span></div>
                                  <div style="color:rgb(0, 0,
                                    0);font-size:24px;font-family:HelveticaNeue,
                                    Helvetica Neue, Helvetica, Arial,
                                    Lucida Grande,
                                    sans-serif;background-color:transparent;font-style:normal;"><span>PS
                                      I also filed a complaint against
                                      Chase with the BBB and was not
                                      surprised to learn that the BBB
                                      gives Chase a rating of "F", the
                                      same rating they give to companies
                                      promoting work from home scams.<br
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                                          <hr size="1"> <font
                                            face="Arial" size="2"> <b><span
style="font-weight:bold;">From:</span></b> Tian Harter
                                            <a class="moz-txt-link-rfc2396E" href="mailto:tnharter@aceweb.com"><tnharter@aceweb.com></a><br
                                              clear="none">
                                            <b><span
                                                style="font-weight:bold;">To:</span></b>
                                            <a class="moz-txt-link-abbreviated" href="mailto:sosfbay-discuss@cagreens.org">sosfbay-discuss@cagreens.org</a>
                                            <br clear="none">
                                            <b><span
                                                style="font-weight:bold;">Sent:</span></b>
                                            Thursday, March 13, 2014
                                            10:32 AM<br clear="none">
                                            <b><span
                                                style="font-weight:bold;">Subject:</span></b>
                                            Re: [GPSCC-chat] Problems
                                            With Chase Bank<br
                                              clear="none">
                                          </font> </div>
                                        <div
                                          class="yiv9805914110y_msg_container"><br
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                                          I had a Chase Bank account for
                                          a brief period years ago. I
                                          made a <br clear="none">
                                          deposit that they disallowed,<br
                                            clear="none">
                                          costing me fees. I'm still mad
                                          about that. I closed the
                                          account and I <br
                                            clear="none">
                                          still call their customers
                                          fools.<br clear="none">
                                          <br clear="none">
                                          -- <br clear="none">
                                          Tian<br clear="none">
                                          <a moz-do-not-send="true"
                                            rel="nofollow" shape="rect"
                                            target="_blank"
                                            href="http://tian.greens.org/">http://tian.greens.org</a><br
                                            clear="none">
                                          Latest change: Added pictures
                                          from SJBPs Mayor's Ride.<br
                                            clear="none">
                                          There's a dog angel on a
                                          Maryland quarter in my home.
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                                            <br clear="none">
_______________________________________________<br clear="none">
                                            sosfbay-discuss mailing list<br
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                                            <a moz-do-not-send="true"
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                                              href="mailto:sosfbay-discuss@cagreens.org">sosfbay-discuss@cagreens.org</a><br
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href="http://lists.cagreens.org/cgi-bin/mailman/listinfo/sosfbay-discuss">http://lists.cagreens.org/cgi-bin/mailman/listinfo/sosfbay-discuss</a><br
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    </blockquote>
    <br>
    <pre class="moz-signature" cols="72">-- 
Spencer Graves, PE, PhD
President and Chief Technology Officer
Structure Inspection and Monitoring, Inc.
751 Emerson Ct.
San José, CA 95126
ph:  408-655-4567
web:  <a class="moz-txt-link-abbreviated" href="http://www.structuremonitoring.com">www.structuremonitoring.com</a>
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