<div dir="ltr"><p id="yui_3_13_0_13_1397660035549_11">Oh, here is that thread that seemed to disappear in my G-mail inbox. Anyhow, I sent the following additional comments to Mike Honda and Zoe Lofgren. There is also a complete article on Indybay at
</p><p style="margin-bottom:0in"><a href="https://www.indybay.org/newsitems/2014/04/15/18754160.php">https://www.indybay.org/newsitems/2014/04/15/18754160.php</a></p>
<p>John Thielking<br></p><p>I need to add a few additional comments:<br><br>1) Meriwest still
charges $35 for attempted ACH overdrafts even if you select to have such
overdrafts declined when they occur. Direct Express never charges an
overdraft fee and most of the time it is not possible to get an
overdraft to occur.<br><br>2) Although I told Meriwest customer service
that I wanted online banking "disabled", they later said that I could
still create an online banking log in from my home computer if I had all
the correct information such as my mother's maiden name and drivers
license #. My requested standard for banks and credit unions is that
when the customer requests to not enable online banking that it should
be necessary to show a photo ID to customer service at a branch location
and state that they would like to enable online banking before the
customer can create a valid log in for full access online banking that
includes the features of money transfer and online bill pay.<br><br>3) I
was finally able to create an e-statement only log in on Meriwest's web
site without first using online banking in any way. That part is
satisfactory.<br id="yui_3_13_0_12_1397660035549_24"></p><p id="yui_3_13_0_12_1397660035549_9"><span id="yui_3_13_0_12_1397660035549_22"></span></p><p id="yui_3_13_0_1_1397660035549_27393">Please forward these additional comments to Mike Honda and staff. Thank you.</p>
<p id="yui_3_13_0_12_1397660035549_30"></p><p style="color:rgb(0,0,0);font-size:24px;font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;background-color:transparent;font-style:normal" id="yui_3_13_0_12_1397660035549_31">
Sincerely,</p><p id="yui_3_13_0_12_1397660035549_36" style="color:rgb(0,0,0);font-size:24px;font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;background-color:transparent;font-style:normal">
</p><p id="yui_3_13_0_1_1397660035549_27856" style="color:rgb(0,0,0);font-size:24px;font-family:HelveticaNeue,Helvetica Neue,Helvetica,Arial,Lucida Grande,sans-serif;background-color:transparent;font-style:normal">John Thielking, San Jose, CA</p>
</div><div class="gmail_extra"><br><br><div class="gmail_quote">On Mon, Apr 14, 2014 at 10:03 PM, John Thielking <span dir="ltr"><<a href="mailto:peacemovies@gmail.com" target="_blank">peacemovies@gmail.com</a>></span> wrote:<br>
<blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div dir="ltr">Based on your reply, I'm adding the following PS to my lengthy letter to Lofgren and Honda prior to the Senior Scam Prevention event on Friday:<br>
<br>
<p style="margin-bottom:0in"><font style="font-size:11pt">PS
Another issue is overdrafts. All banks and credit unions should be
required to offer (and to CLEARLY STATE that such an option is
available) an option to have your account reject ALL overdrafts.
Chase does not currently offer this and Meriwest may offer this but
failed miserably to explain this option.</font></p>
<br></div><div class="gmail_extra"><br><br><div class="gmail_quote"><div><div class="h5">On Mon, Apr 14, 2014 at 8:42 PM, Drew <span dir="ltr"><<a href="mailto:rainbeaufriend@riseup.net" target="_blank">rainbeaufriend@riseup.net</a>></span> wrote:<br>
</div></div><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div><div class="h5">I'm confident that even folks using P.O. Boxes can prove their residency and get a Meriwest Credit Union account.<br>
<br>
I have my account set to reject overdrafts so I don't pay overdraft fees like Chase ripped me off for (and had a class action lawsuit and government investigation over).<div><div><br>
<br>
Green is local!<br>
<br>
Drew<br>
-- <br>
Sent from my Android device with K-9 Mail. Please excuse my brevity.</div></div><br></div></div><div class="">_______________________________________________<br>
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