[GPSCC-chat] Problems With Chase Bank

[John Thielking]

After giving this some more thought I have decided to join the ranks of the "unbanked" rather than continue with Chase. I'm in a unique position in that I get most of my income through SSDI deposited onto a Direct Express debit card run by Comerica Bank. I have various prepaid debit cards and bitcoin accounts that I can use as "savings accounts". I can pay cash at the Post Office for any "checks" that I need to put in the mail or give to my landlords. The main thing I need to be sure of before closing my Chase account is to verify that I can get my Paypal account to function without using funds from my Chase account and that Netflix billing is functioning using one of my prepaid debit cards. So by no later than mid April 2014 I anticipate being able to close my Chase account. Sorry if I seemed to waste everyone's time on this e-mail list with my endless personal troubles with Chase.


John Thielking


________________________________
 From: John Thielking <pagesincolor at yahoo.com>
To: John Thielking <pagesincolor at yahoo.com>; Tian Harter <tnharter at aceweb.com>; "sosfbay-discuss at cagreens.org" <sosfbay-discuss at cagreens.org> 
Sent: Thursday, March 13, 2014 9:18 PM
Subject: Re: [GPSCC-chat] Problems With Chase Bank
 


Tian,

After mulling over your tale of Chase denying you a particular deposit I'm inclined to send esilverbullet a USPS money order instead of a personal check from Chase. It might be nice to see how deep the "fraud alert" rabbit hole goes if Chase claimed that my check "bounced" even though I had more than enough in the account to cover it, but I don't want to stretch the generosity of the esilverbullet people any more than I already have with their giving me an extra 2 weeks to make the payment if the payment is for 6 months worth of billing. 


John Thielking


________________________________
 From: John Thielking <pagesincolor at yahoo.com>
To: Tian Harter <tnharter at aceweb.com>; "sosfbay-discuss at cagreens.org" <sosfbay-discuss at cagreens.org> 
Sent: Thursday, March 13, 2014 11:21 AM
Subject: Re: [GPSCC-chat] Problems With Chase Bank
 


I'm going to close my Chase account just as soon as I successfully open a checking account at a credit union when I move to Eugene. The only problem is I tried to open a checking account at Tech CU in San Jose and they turned me down for an alleged "derogatory" Chex Systems report. When I wrote to Chex Systems to get my consumer report and score it came back clean, with a score of 760 or so out of a possible 999.  I talked to my Legal Shield Identity Theft Plan people and they said that banks sometimes get the Chex Systems report through a third party such as Experian. So who knows what kind of negative info Experian dredged up and added to the report since I have bad credit. Bad credit is not supposed to dramatically affect your Chex Systems report

at least in theory.  A year ago I opened a checking account at Citibank with no problems. Unfortunately they don't have a branch in Eugene so I closed that account already.


John Thielking

PS I also filed a complaint against Chase with the BBB and was not surprised to learn that the BBB gives Chase a rating of "F", the same rating they give to companies promoting work from home scams.



________________________________
 From: Tian Harter <tnharter at aceweb.com>
To: sosfbay-discuss at cagreens.org 
Sent: Thursday, March 13, 2014 10:32 AM
Subject: Re: [GPSCC-chat] Problems With Chase Bank
 

I had a Chase Bank account for a brief period years ago. I made a 
deposit that they disallowed,
costing me fees. I'm still mad about that. I closed the account and I 
still call their customers fools.

-- 
Tian
http://tian.greens.org
Latest change: Added pictures from SJBPs Mayor's Ride.
There's a dog angel on a Maryland quarter in my home.



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