[GPSCC-chat] Problems With Chase Bank

[Spencer Graves]

Hi, John:  Thanks for the report.  I've found it interesting (and if I 
hadn't, I would not have taken the time to read it ;-).  Spencer


On 3/14/2014 7:22 AM, John Thielking wrote:
> After giving this some more thought I have decided to join the ranks 
> of the "unbanked" rather than continue with Chase. I'm in a unique 
> position in that I get most of my income through SSDI deposited onto a 
> Direct Express debit card run by Comerica Bank. I have various prepaid 
> debit cards and bitcoin accounts that I can use as "savings accounts". 
> I can pay cash at the Post Office for any "checks" that I need to put 
> in the mail or give to my landlords. The main thing I need to be sure 
> of before closing my Chase account is to verify that I can get my 
> Paypal account to function without using funds from my Chase account 
> and that Netflix billing is functioning using one of my prepaid debit 
> cards. So by no later than mid April 2014 I anticipate being able to 
> close my Chase account. Sorry if I seemed to waste everyone's time on 
> this e-mail list with my endless personal troubles with Chase.
>
> John Thielking
> ------------------------------------------------------------------------
> *From:* John Thielking <pagesincolor at yahoo.com>
> *To:* John Thielking <pagesincolor at yahoo.com>; Tian Harter 
> <tnharter at aceweb.com>; "sosfbay-discuss at cagreens.org" 
> <sosfbay-discuss at cagreens.org>
> *Sent:* Thursday, March 13, 2014 9:18 PM
> *Subject:* Re: [GPSCC-chat] Problems With Chase Bank
>
> Tian,
>
> After mulling over your tale of Chase denying you a particular deposit 
> I'm inclined to send esilverbullet a USPS money order instead of a 
> personal check from Chase. It might be nice to see how deep the "fraud 
> alert" rabbit hole goes if Chase claimed that my check "bounced" even 
> though I had more than enough in the account to cover it, but I don't 
> want to stretch the generosity of the esilverbullet people any more 
> than I already have with their giving me an extra 2 weeks to make the 
> payment if the payment is for 6 months worth of billing.
>
> John Thielking
> ------------------------------------------------------------------------
> *From:* John Thielking <pagesincolor at yahoo.com>
> *To:* Tian Harter <tnharter at aceweb.com>; 
> "sosfbay-discuss at cagreens.org" <sosfbay-discuss at cagreens.org>
> *Sent:* Thursday, March 13, 2014 11:21 AM
> *Subject:* Re: [GPSCC-chat] Problems With Chase Bank
>
> I'm going to close my Chase account just as soon as I successfully 
> open a checking account at a credit union when I move to Eugene. The 
> only problem is I tried to open a checking account at Tech CU in San 
> Jose and they turned me down for an alleged "derogatory" Chex Systems 
> report. When I wrote to Chex Systems to get my consumer report and 
> score it came back clean, with a score of 760 or so out of a possible 
> 999.  I talked to my Legal Shield Identity Theft Plan people and they 
> said that banks sometimes get the Chex Systems report through a third 
> party such as Experian. So who knows what kind of negative info 
> Experian dredged up and added to the report since I have bad credit. 
> Bad credit is not supposed to dramatically affect your Chex Systems report
> at least in theory.  A year ago I opened a checking account at 
> Citibank with no problems. Unfortunately they don't have a branch in 
> Eugene so I closed that account already.
>
> John Thielking
>
> PS I also filed a complaint against Chase with the BBB and was not 
> surprised to learn that the BBB gives Chase a rating of "F", the same 
> rating they give to companies promoting work from home scams.
>
> ------------------------------------------------------------------------
> *From:* Tian Harter <tnharter at aceweb.com>
> *To:* sosfbay-discuss at cagreens.org
> *Sent:* Thursday, March 13, 2014 10:32 AM
> *Subject:* Re: [GPSCC-chat] Problems With Chase Bank
>
> I had a Chase Bank account for a brief period years ago. I made a
> deposit that they disallowed,
> costing me fees. I'm still mad about that. I closed the account and I
> still call their customers fools.
>
> -- 
> Tian
> http://tian.greens.org <http://tian.greens.org/>
> Latest change: Added pictures from SJBPs Mayor's Ride.
> There's a dog angel on a Maryland quarter in my home.
>
>
>
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-- 
Spencer Graves, PE, PhD
President and Chief Technology Officer
Structure Inspection and Monitoring, Inc.
751 Emerson Ct.
San José, CA 95126
ph:  408-655-4567
web:  www.structuremonitoring.com

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